Founders

David Morgan

Founder and Owner

David Morgan

Founder and Owner

“You become what you think about all day long.” – Ralph Waldo Emerson

As the founder and visionary of Morgan Financial, David Morgan has developed over 25 years of experience in the mortgage industry. A decade in the United States Air Force and an MBA in Finance have gifted him the passion to bring skill, honesty, and integrity to the business he has built over the last 15 years.

David is a well-known philanthropist throughout the community and rarely turns down an opportunity to support a good cause. He is happily married to his wife of over 20 years, and they have two grown sons together not forgetting Skai, their husky, who is no less a part of their tight-knit family.

Yena Morgan

Founder and Owner

Yena Morgan

Founder and Owner

"Never, never, never give up." - Winston Churchill

Yena uses her Bachelor's in Developmental Psychology from Penn State and her Master's in Business Management and Technology from Webster University to provide essential oversight of Morgan Financial. As one of the founders of Morgan Financial, starting a trustworthy mortgage bank is one of her proudest achievements.

She and David Morgan share a happy life together with their two sons and husky, Skai. In her free time when she's not studying for her doctrate or volunteering for organizations like the Red Cross and Habitat for Humanity, Yena enjoys running, playing tennis, and gardening. Those who know her describe her as independent, bubbly, and fully dedicated to her work and family.

Executive Team

Joe Harris

Chief Operating Officer
Joe Harris

Chief Operating Officer

"Good is the enemy of better." - Jonathan Ive

With an Economics degree from Rollins College and extensive experience in the finance industry, Joe oversees and directs several . Being involved in the loan process from start to finish means that he not only ensures the loans that come in are properly handled, but he makes sure that both client and realtor are satisfied with their experience.

Outside of Morgan Financial, Joe is a devoted family man and cherishes time spent with his wife and four children. Furthermore, he dedicates a great deal of time to charity and serves as a board member for Habitat for Humanity of Brevard. As far as his hobbies go, his passion for the water means that he has a knack for surfing and has even competed professionally in body-boarding.

NMLS ID: 322991

Tia Plowman

Director of Operations
Tia Plowman

Director of Operations

“In the end, it’s not the years in your life that count. It’s the life in your years.” – Abraham Lincoln

Tia has devoted 12 years to Morgan Financial and handles her multitude of responsibilities well. Managing the team and keeping a sharp eye on the loans coming through, she assures clients’ loans maintain a quick turnover and close on time. With a Bachelor’s in Business Administration and a love for a fast-paced environment, she hopes to continue to work and grow with Morgan Financial for many years to come.

Tia considers her family to be perfect in every way, and she always looks forward to spending time with them. She has accepted the travel bug with open arms and is always itching to see new places. When she can’t hop on a plane or go somewhere exotic, she loves to simply get in her car with the windows down and drive

Mortgage Loan Originators

Derek Sichler Headshot

Derek Sichler

Sales Manager NMLS ID# 331186
P: 321-757-3570

Derek Sichler Headshot

Derek Sichler

Sales Manager NMLS ID# 331186
P: 321-757-3570

"It's not the size of the dog in the fight, it's the size of the fight in the dog." - Mark Twain

With 16 years of experience in finance and banking, Derek has been involved in thousands of mortgage transactions. Through his long career and years of experience, he has had numerous opportunities to serve his clients and provide sound financial advice in all respects. Furthermore, he has found that Morgan Financial matches his core beliefs of upholding honesty and integrity in both his personal and professional life.

Derek and his wife, Deanne, live in Melbourne together with their two teenage boys, Jordan and Caden. In his spare time, he is an active member of the Church at Viera as well as a coach and board member at Space Coast United Soccer Club.

321-757-3570
derek@morganfinancial.net

Frank Fortino

Mortgage Loan Originator NMLS ID# 996627
P: 321-722-7514

Frank Fortino

Mortgage Loan Originator NMLS ID# 996627
P: 321-722-7514

"You don't drown by falling in water. You only drown if you stay there." - Zig Ziglar

Frank is a living example that it's never too late to pursue your dreams. At the age of 50, he went back to school to obtain his Bachelor's degree in Legal Studies, and he now uses his education and 25 years of professional experience to help others achieve their dreams of homeownership.

In addition to being a fantastic loan officer, Frank is an exceptional baker and makes homemade muffins that are out of this world.

Charlie Gutierrez

Mortgage Loan Originator NMLS ID# 476628
P: 321-722-7506

Charlie Gutierrez

Mortgage Loan Originator NMLS ID# 476628
P: 321-722-7506

"We must communicate in a way that leaves no room for interpretation."

With over half a decade of professional experience, Charlie brings high achievement, great values, and a strong work ethic to Morgan Financial. As a member of the United States Coast Guard for the last 16 years, he understands the importance of serving the community, and he uses his drive to serve his clients, both military and civilian, to the best of his ability.

Charlie lives at home with his wife of 16 years and his two boys. In his spare time, Charlie volunteers for the Viera Suntree Little League where he serves as League President on the Board of Directors. He is also looked up to as a great coach by children of the community, leading his basketball team to an undefeated season in 2017.

Mary Cables

Mortgage Loan Originator NMLS ID# 1684545
P: 321-417-0271

Mary Cables

Mortgage Loan Originator NMLS ID# 1684545
P: 321-417-0271

“Helping one person might not change the whole world, but it could change the world for one person.” – Author Unknown

Mary’s determined, dependable and welcoming personality, in addition to her 10 years in the industry, makes her a terrific Mortgage Loan Originator. Working with our clients to understand their needs and providing the best mortgage options is Mary’s main objective. She strives each day to provide the best service to every single client who comes to Morgan Financial and works hard to keep their mortgage on track.

Mary lives here in Brevard with her husband and three children. In her spare time, Mary enjoys quality time with her family by going to the beach, swimming, playing video games together, or watching movies. Her philosophy is to have fun, enjoy life, and help others.

Scott Dunn

Mortgage Loan Originator NMLS ID# 1448245
P: 321-722-7513

Scott Dunn

Mortgage Loan Originator NMLS ID# 1448245
P: 321-722-7513

“Life is ten percent what happens to you and ninety percent how you respond to it.” – Lou Holtz

Scott brings the honor, discipline, and strength of a soldier to Morgan Financial and the industry. He uses his experience in the military and his Bachelor's degree in Technical Management to assist both veterans and civilians with achieving their dreams of owning a home.

One of Scott’s greatest prizes in life is his wonderful family. He is married to his wife of 18 years, and they have 4 adult children together who are all moving on to great things with their lives. When he is not spending time with his family, he is riding on his motorcycle and using that hobby to serve the community. As the Chairman of the American Legion Riders, he has helped to raise over $100,000 to help homeless veterans.

Shannon Edwards

Mortgage Loan Originator NMLS ID# 996628
P: 321-417-0260

Shannon Edwards

Mortgage Loan Originator NMLS ID# 996628
P: 321-417-0260

"In the end, we only regret the chances we didn't take." -Lewis Carroll

Shannon lives in Melbourne with her husband Troy, and two children, Kaley and Kaiden. Her free time is often spent with family, cheering the kids on at their soccer games, enjoying the theme parks with friends, visiting family in Tampa, or spending time with her 10 month old Lab, Willow, at the dog park.

Some of her hobbies include reading, watching movies, and kayaking.

Joshua Stevens

Mortgage Loan Originator NMLS ID# 1206588
P: 321‐417‐0266

Joshua Stevens

Mortgage Loan Originator NMLS ID# 1206588
P: 321‐417‐0266

“What I aspire to become will always be more important that what I aspire to get.”

Joshua enjoys frequent exercise as well as playing Basketball, spending time with his wife and daughter, and heading over to the beach. He also likes traveling to see family up in NY. A BIG New York Yankees fan.

Some of his hobbies include, cooking & grilling, and DIY projects.

321‐417‐0266
Rockledge, FL

Jasmine Longo

Lead Loan Officer Assistant

Jasmine Longo

Lead Loan Officer Assistant

“Live, Laugh, Love.”

Jasmine comes to us at Morgan Financial with 3 years of experience in the Real Estate Industry. Her outgoing personality, matched with her neat and meticulous approach to work, makes for the perfect Loan Officer’s Assistant. Jasmine works hard at keeping the lines of communication open between us and our clients. She gracefully makes sure all questions are answered and that all clients are satisfied with their Morgan Financial experience.

On any given weekend, Jasmine can usually be found floating in her pool or enjoying the great outdoors with her husband, son and two adorable dogs. She truly enjoys living life to the fullest. Jasmine and her husband are also happily expecting their second child later this year.

Michael Pascale

Loan Officer Assistant

Michael Pascale

Loan Officer Assistant

Bio Coming Soon!

321‐351‐5491 Ext. 224

Skylar Nelson

Loan Officer Assistant

Skylar Nelson

Loan Officer Assistant

Evan Druding

Loan Officer Assistant

Evan Druding

Loan Officer Assistant

Bio Coming Soon!

321‐417‐0268 Ext. 230

Marketing

Nicki Krafcheck

Marketing Manager
Nicki Krafcheck

Marketing Manager

"It's not about the destination, but the road you take that matters." - Author Unknown

Between her outgoing demeanor and love for people, Nicki makes a fantastic Marketing Manager. She enjoys spending her days working one-on-one with local real estate agents and their clients, as well as leading our exceptional marketing team.

Nicki is quite active and outdoorsy, and loves time spent on the beach, on a boat, wake-boarding, and hiking. In her spare time, she runs a little side business of refinishing dated furniture into new pieces with a charming and rustic flair.

NMLS ID: 1608711

Jake Honadle

Business Development Representative
Jake Honadle

Business Development Representative

Bio Coming Soon!

Whitney Mulharan

Marketing Assistant
Whitney Mulharan

Marketing Assistant

Lindsay Clark

Business Development Representative
Lindsay Clark

Business Development Representative

“Character can not be developed in ease and quiet. Only through experience of trial and suffering can the soul be strengthened, ambition inspired, and success achieved.”

As a previous business owner and entrepreneur, Lindsay brings a wealth of direct knowledge and experience to the table as one of our exceptional business development representatives. Lindsay enjoys spending her days working one-on-one with local real estate agents and their clients, constantly finding new ways to better serve their growing and changing needs.

Outside of Morgan Financial, Lindsay enjoys spending her free time with her family and two beautiful children, Tripp and Tess. Some of their favorite activities include riding bikes, swimming and playing or watching soccer. They love all things outdoors and ocean or water related. They're also FSU & Iowa fans, so during football season, they make sure to stay indoors to catch the game.

Gianna Colletti

Marketing Support - Events
Gianna Colletti

Marketing Support - Events

“Our greatest fear should not be of failure… but of succeeding at things in life that don’t really matter.” – Francis Chan

Gianna’s outgoing, dependable, genuine characteristics make her an amazing Marketing Representative. This Florida native recently graduated from the University of South Florida, where she earned her Bachelor’s Degree in Business Management. Gianna day to day activities includes creating genuine connections with local real estate agents and their clients. She’s also our go to gal for all things events and presentations here at Morgan Financial.

When she isn’t working, Gianna out adventuring, hanging with family and friends, going to the beach or snuggled up with a book.
Her philosophy? You’re doing something right if you are making at least one person smile a day.

Operations and Support

Ashley Ridenour

Controller
Ashley Ridenour

Controller

“Art is anything you can get away with.” – Marshall McLuhan and Andy Warhol

Ashley wears many hats and does an amazing job of making sure that Morgan Financial has everything it needs to succeed at the highest level. With a Bachelor’s in Fine Arts from the University of South Florida, she has a diplomatic and creative mind with the know-how to solve tough problems.

She is fortunate to have a wonderful family spread out across Brevard County, and she particularly enjoys having fun with her nephews.

Heather Chiem

Executive Assistant
Heather Chiem

Executive Assistant

Jennifer Pfrimmer

Underwriting Assistant
Jennifer Pfrimmer

Underwriting Assistant

Christopher Howell

Underwriting Assistant
Christopher Howell

Underwriting Assistant

Brett Ashbrook

Research & Development
Brett Ashbrook

Research & Development

Steven Kellum

HR Manager & System Admin
Steven Kellum

HR Manager & System Admin

“We can complain because rose bushes have thorns, or rejoice because thorn bushes have roses.” - Abraham Lincoln

With heavy government regulations, Steven brings order to the mortgage process and ensures that final approvals come quickly along with smooth and enjoyable closings. He enjoys watching a variety of situations unfold and appreciates the new challenges he faces and conquers.

Describing himself as calm, cool, and collected, he approaches family life as he does his work life by working every day to be the best he can be. With his lovely wife on his arm, he keeps himself active by kayaking, biking, and traveling whenever he has the opportunity.

Emily Detwiler

Senior Underwriter Lead
Emily Detwiler

Senior Underwriter Lead

"The best and most beautiful things in the world cannot be seen or even touched. They must be felt with the heart." - Helen Keller

As Senior Underwriter, Emily is in charge of managing the underwriting team and making sure clients are both quickly and properly served. She thoroughly enjoys the process of putting a client’s file together until it is cohesive and complete. Helping clients achieve their own American dream is her very favorite part of working at Morgan Financial.

She takes pride in her happy family and loves to spoil her children and grandchildren alike. Time with them is well spent in her eyes, and she loves taking advantage of any new experience that they can share together whether it’s traveling or just enjoying each other’s company.

321-757-3570
Rockledge, Florida

Evelynne Strick

Underwriter
Evelynne Strick

Underwriter

“After all, tomorrow is another day.” – Scarlett O’Hara

Evelynne has been in the industry for almost 20 years and naturally has seen it all. She graduated with a Paralegal degree from Roosevelt University and enjoys having the opportunity to meet with people from all walks of life on a daily basis.

An interesting tidbit that most don’t know about her occurred while she was living in Texas working as a handwriting expert. She often found President Bush, who was governor of Texas at the time, sitting on her desk wanting to discuss autographs of deceased Hall of Fame baseball players. She has since left Texas and married her wonderful husband with whom she has two grown sons.

Alyssa Hultgren

Underwriter
Alyssa Hultgren

Underwriter

“The best way to get something done is to begin.” - Author Unknown

Alyssa plays an integral role in the loan process and enjoys doing so, comparing her role of underwriter to putting together pieces of a puzzle for clients. She has almost ten years of experience working with home loans and is highly-trained in many steps of the process.

Having been raised in a military family, she considers herself blessed to be an Air Force wife and a mother to her young son. Her free time is spent with her family, and she loves to learn to cook new recipes for them.

321-757-3570
Rockledge, Florida

Heather Wolfe

Closing Lead
Heather Wolfe

Closing Lead

“Success is not final; failure is not fatal: it’s the courage to continue that counts.” – Winston Churchill

Heather has spent ten years working in finance in a myriad of settings, making her well-suited to her position. As a processor, she loves the balance between routine and more complicated and interesting loans. She obtained her Associate of Arts from Saddleback College and is currently in the process of completing her Bachelor’s degree.

Having originally been from California, she feels at home here in Florida and takes advantage of the scenery and activities that Brevard has to offer including relaxing at the beach and kayaking. She is happily married to her husband of 16 years, and they share their home with two Labradors and a Golden Retriever.

Holly St John

Holly St. John

Processing Lead
Holly St John
Holly St. John

Processing Lead

"Your attitude, not your aptitude, will determine your altitude." – Zig Ziglar

Holly’s goal as a processor is to be a liaison to our borrows by providing excellent communication on the required documents needed to obtain final mortgage approval as quickly and accurately as possible. With 17 years in the mortgage industry, she enjoys helping the client through possibly the biggest financial transaction they will ever make. Holly believes that Morgan Financial is a force to be reckoned with.

Holly lives with her husband and two children. As a retired US Marine Corps Family, Holly and her husband are proud to be involved in the development of a USO Program called Operation Stocking Stuffers. She is also a volunteer for Habitat for Humanity, Toys for Tots, Wounded Warriors, No Warrior Left Behind, Warrior Misfits, Girl Scouts and Boy Scouts. Her other loves include photography, travel, beach days and fishing.

Robert Valdes

Processor
Robert Valdes

Processor

Bio coming soon!

Jennifer Rohde

Bookkeeper & Accounting Assistant
Jennifer Rohde

Bookkeeper & Accounting Assistant

"Luck is a matter of preparation meeting opportunity." - Oprah Winfrey
Jennifer was born and raised in Washington State and has recently relocated to Florida to escape the frigid winters. Embracing the tropical weather, she enjoys spending time outside exploring the Sunshine State with her husband. Bird watching and ornamental horticulture are two of her favorite pastimes.

Adam Burg

Underwriting Assistant
Adam Burg

Underwriting Assistant

Linda Shaw

Jr. Underwriter
Linda Shaw

Jr. Underwriter

Jessica Toomey

Jr. Underwriter
Jessica Toomey

Jr. Underwriter