*The $1,000 Best Deal Guarantee requires a minimum loan amount of $100,000 and applies to Fixed Rate Loans only. This Guarantee is not applicable to Jumbo Loans. Jumbo loans are loans for $510,400 and greater. The $1000 Best Deal Guarantee does not apply if borrower is declined by Morgan Financial for not meeting loan program guidelines. Borrower must provide Loan Estimate Disclosure to Morgan Financial from competing lender on the same day the competitor’s terms are offered. Loan program offered by competitor must be a program Morgan Financial currently offers (i.e. VA and Conventional loans only), and this best deal guarantee is not applicable when competing loan is a “no closing cost” loan. This offer does not apply to prior locks or terms and Morgan Financial must have an opportunity to beat the terms. In the event that Morgan Financial is unable to beat the terms of the competing lender, borrower must provide the final executed Closing Disclosure, the first page of mortgage note after closing and funding, and the lock-in agreement dated the same day terms are presented to Morgan Financial, all of which will be used to verify competing lender’s terms have not changed at closing. The $1,000 Best Deal Guarantee is not applicable if the loan closes on terms different than those detailed in the Loan Estimate Disclosure provided to Morgan Financial. Change in terms include, but are not limited to, changes in loan amount, loan program, fees, origination, discounts, lender credits, rate, APR, buy-downs, years of term, down payment, seller or any interested party credits, and within the time of the competitor’s initial lock in, or any other material loan changes not specifically mentioned here. The $1000 Best Deal Guarantee is inclusive of ANY and ALL Morgan Financial lender credits. The $1000 Best Deal Guarantee is valid only on mortgage applications dated on or before September 30th, 2020.
Licensed Florida Mortgage Lender. NMLS#318525. Programs subject to change without notice. All Products are subject to credit and property approval. Rates, programs and conditions subject to change without notice. This is not a commitment to lend. Only available in the state of Florida. Other restrictions and limitations apply. Please see the website for details on terms and conditions.